Flexible Term Health Insurance (Short Term Medical Insurance) is designed to be an affordable medical policy which can last from 30 days to 364 days.

Flexible Term Health Insurance highlights:
  • Typically lower in cost than traditional individual major medical plans
  • Qualification for coverage consists of only a few questions and is issued instantly, based on approval
  • Next day coverage available if approved
  • Select a specific number of days for coverage or choose a monthly plan option
  • Many plan designs available (select your deductible and coinsurance options)
  • Freedom to choose any provider (any doctor, hospital, specialty)
Flexible Term Health Insurance is great for those who are:
  • Without insurance
  • Self-employed or small business owners
  • Needing coverage quickly
  • Waiting for Open Enrollment to begin
  • Between jobs or laid off
  • Recent college graduates
  • In need of alternatives to  COBRA continuation
  • Waiting for other insurance coverage to be approved
  • Temporary or seasonal employees

 

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NOTE: Flexible Term Health Insurance plans are major medical coverage, however plans do not meet the mandated coverage necessary under the Affordable Care Act.