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Smart Short Term Medical

Temporary Health Insurance (Short Term Medical Insurance) is designed to be an affordable medical policy which can last from 30 days to 6 months.

Simply complete the form on the right to shop, compare, and apply online.
Temporary Health Insurance plan highlights:
  • Typically lower in cost than traditional individual major medical plans
  • Qualification for coverage consists of only a few questions and is issued instantly, based on approval
  • Next day coverage available if approved
  • Select a specific number of days for coverage or choose a monthly plan option
  • Many plan designs available (select your deductible and coinsurance options)
  • Freedom to choose any provider (any doctor, hospital, specialty)
Temporary Health Insurance plans are great for those who are:
  • Without insurance and need coverage quickly
  • Waiting for Open Enrollment to begin
  • Between jobs or laid off
  • Recent college graduates
  • In need of alternatives to  COBRA continuation
  • Waiting for other insurance coverage to be approved
  • Temporary or seasonal employees
  • Self-employed or small business owners


Member Value 2

NOTE: Smart Short Term Medical plans do not meet the mandated coverage necessary to avoid penalty under the Affordable Care Act.

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