Facts You Need to Know for a Successful Open Enrollment, Part 6

Open Enrollment begins in just four weeks! Understanding the basics can help you take advantage of this important time period.  Brought to you by REALTORS® Insurance Marketplace, this nine part series will help you learn important facts about this year’s Open Enrollment.

 

6.      A Qualified Health Plan includes TEN ESSENTIAL HEALTH BENEFITS, which cover:

  • Outpatient care—the kind you get without being admitted to a hospital
  • Trips to the emergency room
  • Treatment in the hospital for inpatient care
  • Care before and after your baby is born
  • Mental health and substance use disorder services, including behavioral health treatment, counseling, and psychotherapy
  • Prescription drugs
  • Services and devices to help you recover if you are injured, or have a disability or chronic condition. This includes physical and occupational therapy, speech­ language pathology,
    psychiatric rehabilitation, and more.
  • Lab tests
  • Preventive services including counseling, screenings, and vaccines to keep you healthy
    and/or provide care for managing a chronic disease
  • Pediatric services, including dental care and vision care for kids

 

For more information please watch for our next part in this nine part series, posted weekly.

(Pssst…If you can’t wait to see all 9, click here.)

Facts You Need to Know for a Successful Open Enrollment, Part 5

Open Enrollment, which begins November 15th is only five weeks away.  Understanding the basics can help you take advantage of this important time period.  Brought to you by REALTORS® Insurance Marketplace, this nine part series will help you learn important facts about this year’s Open Enrollment.

5.           Qualified Health Plans, defined.
Under the Affordable Care Act, an insurance plan must be certified, provide essential health benefits (see list below), follow established limits on cost-sharing (deductibles, co-payments, and out-of-pocket maximums), and meet other requirements. Plans that meet this requirement are called Qualified Health Plans (QHP).

For more information please watch for our next part in this nine part series, posted weekly.

(Pssst…If you can’t wait to see all 9, click here.)

 

Facts You Need to Know for a Successful Open Enrollment, Part 4

Open Enrollment, a key part of the Affordable Care Act, begins November 15th! It seems like the distant future, but really that’s only six weeks away. That’s only a month and half! Understanding the basics can help you take advantage of this important time period.  Brought to you by REALTORS® Insurance Marketplace, this nine part series will help you learn important facts about this year’s Open Enrollment.

 

4.     Most policies will automatically renew on January 1.
Renewal policies may vary from carrier to carrier. If you are already enrolled in a qualified health plan and don’t make any changes, it is likely that your policy will automatically renew on January 1, 2015. However, you should always check with your current insurance provider to verify their renewal policy.

 

For more information please watch for our next part in this nine part series, posted weekly.

(Pssst…If you can’t wait to see all 9, click here.)