Temporary Health Insurance (Short Term Medical Insurance) is designed to be an affordable medical policy which can last from 30 days to 3 months.

Temporary Health Insurance plan highlights:

      • Typically lower in cost than traditional individual major medical plans
      • Qualification for coverage consists of only a few questions and is issued instantly, based on approval
      • Next day coverage available if approved
      • Select a specific number of days for coverage or choose a monthly plan option
      • Many plan designs available (select your deductible and coinsurance options)
      • Freedom to choose any provider (any doctor, hospital, specialty)

Temporary Health Insurance plans are great for those who are:

      • Without insurance and need coverage quickly
      • Waiting for Open Enrollment to begin
      • Between jobs or laid off
      • Recent college graduates
      • In need of alternatives to  COBRA continuation
      • Waiting for other insurance coverage to be approved
      • Temporary or seasonal employees
      • Self-employed or small business owners

NOTE: Smart Short Term Medical plans do not meet the mandated coverage necessary to avoid penalty under the Affordable Care Act.