Members Supplemental Health Plans are designed to be combined with major medical health insurance plans. Many major medical plans have high deductibles, coinsurance, and/or co-pays. Supplemental health plans can be purchased to help you pay for services and out-of-pocket expenses that your regular insurance does not cover. Combining a supplemental plan with a high-deductible major medical insurance plan can help lower your monthly insurance costs.
Members Supplemental Health Plans available through REALTORS® Insurance Marketplace include Accident Deductible Protection, Members Telehealth, and REALTORS® Core Health Insurance.
Accident Deductible Protection is coverage to help pay for out-of-pocket medical expenses incurred through an accident. It’s designed to supplement major medical insurance plans that have high out-of-pocket costs and is available to NAR members aged 18-64.
Members Telehealth provides access to a network of U.S. Board Certified physicians who can prescribe or refill prescriptions, by telephone, smartphone app, web chat, and/or email. Telehealth is a convenient way to address non-emergency medical issues with unlimited visits and no co-pay. Members Telehealth is powered by MDLIVE, a leading telehealth provider.
REALTORS® Core Health Insurance (RCHI) offers affordable, guaranteed-acceptance, Limited Medical insurance plans exclusively for NAR members aged 18-64. RCHI is ideal for NAR members who have high deductibles and out-of-pocket expenses with their current major medical plan. RCHI provides supplementary coverage for everyday healthcare needs.