Latest news, additions, tip, and information regarding insurance products offered through REALTORS Benefits Program.

Why Should I use REALTORS® Insurance Marketplace? [Series; Part 5]

Before and After OEOver the past few weeks, we’ve given you four reasons why you should use REALTORS® Insurance Marketplace:

  1. We are experts.
  2. We can help you determine if you qualify for a subsidy.
  3. We have exclusive products just for REALTORS®.
  4. We are here to help you, not sell you.

And now, we’ve saved the best for last in this final part of our series.

Many find health insurance to be confusing. From purchasing a plan to filing claims, it can be a hassle. Yes, you can find help just about anywhere right now to purchase your coverage, but what about later in the year, when you have questions? Or something unexpected happens and you’re not sure what to do next about your claims?

Reason number five is possibly the most important reason you can trust REALTORS® Insurance Marketplace with your health insurance needs:

 

5. We are there for you after the sale.

Our enrollment specialists can help you with your questions and concerns not only during the enrollment process, but after enrollment, too; a Government Navigator with no ties to the insurance companies would not be able to assist you after enrollment.

In the beginning of 2013 Open Enrollment, a member enrolled into a Qualified Health Plan via the Members Health Insurance Exchange. She was mid-pregnancy and began using her new plan once it became effective. Come to find out, there was a change in provider networks and the doctors she’d been seeing were no longer ‘in-network’ providers. This resulted in $5,000+ of claims being denied by the carrier.

Thankfully, she turned to REALTORS® Insurance Marketplace. Our Member Support Advocates worked directly with the carrier on her behalf. In the end, the carrier processed the claims as if they were ‘in-network’ claims. If she had enrolled in a plan through the government marketplace, how would this situation have been handled?

We want be there for you year round. Other marketplaces don’t offer the support REALTORS® Insurance Marketplace offers to NAR members.

 

Ready to get covered for 2015? Click here to shop and enroll online on your own.

If you prefer speaking with an enrollment specialist, call 877-267-3752 for personal assistance.

Why Should I use REALTORS® Insurance Marketplace? [Series; Part 1]

Health insurance is confusing.Healthcare Reform 2

There are a lot of places you can turn to for help…but who will help you the best? Where is the best place for you to turn?

As a REALTOR®, you have many resources at your fingertips.  REALTORS® Insurance Marketplace is one of those valuable resources. We are a trusted partner in the REALTOR Benefits® Program, helping you sort through your health insurance options.

But how? What makes REALTORS® Insurance Marketplace a good resource? Why should you choose REALTORS® Insurance Marketplace?

Let us show you in our new blog series, beginning with this week’s featured reason to trust REALTORS® Insurance Marketplace with your health insurance experience:

1. We are experts.

REALTORS® Insurance Marketplace has licensed enrollment specialists, specifically trained to help NAR members understand healthcare laws, access plan options, and assist in enrollment. All enrollment specialist are certified on the federal marketplace, and thoroughly understand healthcare reform. Our goal as experts is to make navigating the exchanges as simple as possible for you and the thousands of NAR Members who trust us as their resource.

We’re the experts, so you don’t have to be.

 

Stay tuned for the next part of this series: Why Should I use REALTORS® Insurance Marketplace?

 

Facts You Need to Know for a Successful Open Enrollment, Part 9

Open Enrollment, a key part of the Affordable Care Act, begins November 15th! That’s less than 3 days away. Understanding the basics can help you take advantage of this important time period.  Brought to you by REALTORS® Insurance Marketplace, this nine part series will help you learn important facts about this year’s Open Enrollment.

9.       Supplemental insurance policies paired with qualified health plans can help lower total costs of health care.
Although you are required to have a qualified health plan or pay the penalty, there are ways to get the most out of your money. Consider purchasing a QHP with a lower monthly premium and a higher deductible and pairing it with a supplemental health insurance policy such as REALTORS® Core Health Insurance. You can decrease your total monthly premium and reduce your out-of-pocket expenses related to health care.

 

That’s it. Now you have all 9 Facts You Need to Know for a Successful Open Enrollment. Ready to shop, compare, and enroll? Beginning Saturday, the REALTORS® Insurance Marketplace is able to quote and enroll NAR Members in qualified health plans. Dental and supplemental health plans are available at any time. Click here to get started.